4 Myths About Social Security Disability

Oftentimes, people facing severe injuries or impairments feel discouraged because they are not able to perform some of the simplest tasks. Others feel extremely frustrated because they have become financially and physically dependent on others.

Social Security disability insurance is a federal program designed to help injured individuals who have paid into the program as working adults. Unfortunately, many people hear stories about the application process and denial letters. Sometimes, they become so discouraged that they decide not to apply for SSD benefits at all. However, SSD benefits can be extremely beneficial for those who are unable to work due to severe injuries.

To help, we have compiled a list of four myths about SSDI.

“It isn’t worth applying. I’m going to be denied, anyway.”

Yes, the standards for receiving SSDI are strict, but not without good intentions. These rules and regulations are created so that persons receiving SSDI are truly disabled and unable to work. Without these guidelines, people who are completely able to work would receive these benefits, making the funds less accessible for those who truly need them.

Additionally, SSDI funds may be more accessible than some people may think. In fact, in 2013, nearly 33% of SSDI applications were approved.

It is important to note that a person is allowed to appeal a denial letter.

“I got denied once, so there is no reason to try again.”

If a person’s initial application is denied, they are allowed to file an appeal. However, the appeal must be filed within 60 days of receiving the notice.

Note: In most cases, the denial letter will include the following information.

  • A summary of your medical condition
  • The impairments that were considered
  • The medical and nonmedical records that were considered
  • An explanation for the denial

When you file an appeal, your claim may be reviewed at the Disability Determination Services level. A medical consultant and examiner who did not take part in the previous denial will perform this process.

“My doctors says that I should be considered disabled. This means I will automatically receive SSD benefits.”

False. Some people believe that they will automatically become eligible for SSD benefits if their doctor declares that they are disabled. However, the final decision is made by the Social Security Administration. This is why it is important to have a credible and detailed claim.

“I don’t need a lawyer.”

While an attorney is not required when filing a SSD claim, hiring a knowledgeable Social Security disability attorney can increase the likelihood of qualifying for SSD benefits. An experienced lawyer can help you form a concise claim.

If you have been denied SSD benefits, it is especially important to speak with a Social Security disability lawyer. An attorney may be able to pinpoint any missing, valuable information that may be necessary for your claim.

The Virginia Social Security disability lawyers at Agnew & Rosenberger PLLC can take the time to examine the details of your claim or denial letter. Call today and see how we can help you recover the benefits you need to live comfortably.

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